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As interest rates fell for the third week in a row, the demand for mortgage refinancing in the United States surged, and the interest rate of mortgage in the United States fell again last week. Although the decline was not large, it was enough to stimulate existing homeowners to seek some savings. The seasonally adjusted index of American Mortgage Bankers Association (MBA) shows that the total demand for mortgage loans has increased by 5.4%, which is behind the surge in refinancing. Housing loan refinancing applications surged 27% from the previous week and 42% higher than the same period last year. Joel Kan, an MBA economist, said, "Purchase applications are still relatively strong. In the past three months, except for one week, there has been a year-on-year increase. In addition to the low interest rate, house purchasing activities continue to be supported by continuous housing demand and inventory, which continue to grow gradually in many markets. "The National Institutes of Health (NIH) found that Tecovrimat is safe, but it is not an effective solution to improve the symptoms of monkeypox patients.Hungarian Prime Minister Orban will meet with Turkish President Erdogan in Ankara on Thursday to discuss the conflict between Ukraine and the Middle East.

Market information: US President Biden seeks to veto once and for all the merger of Nippon Steel (Nippon Steel) and American Steel Company (X).CNNC Titanium Dioxide: An energy project agreement with an investment of 4.27 billion yuan was signed, and CNNC Titanium Dioxide announced that the company and Guangdong Construction Engineering signed the Cooperation Framework Agreement for Comprehensive Energy Projects in Baiyin City, Gansu Province, and planned to jointly invest in the development of comprehensive energy projects. The cooperative projects include cogeneration project, source network storage project and Jingtai new energy project, with a total investment of about 4.27 billion yuan. Among them, the cogeneration project is expected to invest about 800 million yuan, the source network storage project is expected to invest about 2.5 billion yuan, and the Jingtai new energy project is expected to invest about 970 million yuan. After the signing of the agreement, the specific implementation of the project needs to obtain relevant approval, and the actual investment scale will be determined according to the progress of the project.Standard Chartered Group: Independent non-executive director David Conner will step down as a member of the board of directors, and Standard Chartered Group (02888) will announce that independent non-executive director David Conner will step down as a member of the board of directors, as well as a member of the audit committee, the risk committee and the remuneration committee of the board of directors, with effect from December 30, 2024. Diane Jurgens and Jackie Hunt, independent non-executive directors, will join the Risk Committee of the Board of Directors with effect from January 1, 2025, while David Tang, independent non-executive director, will retire as a member of the Committee from the same date.

Jon Finer, US Deputy National Security Adviser: (When asked about the prospect of the Gaza peace agreement before Biden's term ends) After the cease-fire of Hezbollah, this matter has gained new vitality. Biden wants to end the Gaza war and return the hostages to their homes. We will send officials to the Middle East in the next few weeks. The talks will focus on how to take the hostages home. This is the goal of this government in the remaining weeks.Market information: US Senate Minority Leader McConnell is receiving treatment after falling.The diversified layout of AI medical applications in enterprises has gradually become a climate. In the field of medical AI in 2024, with the rapid development of large language models and generative AI technologies, AI technologies in multiple scenarios, including Internet medical care, medical imaging, and new drug research and development, are releasing unprecedented value. People in the industry generally believe that "medical +AI" has broad prospects, and both patients and doctors will benefit from this scientific and technological revolution. (SSE)